Institutional Digital Asset Execution Starts Here
Terms & Conditions
Effective Date: 19th May 2026
Company: Vera Finance Ltd.
Address: Waterpark Place, 20 Bay St., Toronto, ON M5J 2W3, Canada
Vera Finance Ltd. is incorporated in Ontario, Canada (OCN 1000781272) and registered with FINTRAC as a regulated reporting Money Services Business (Ref. C100000028).
1. Introduction
These Terms & Conditions govern your access to and use of the website, communications, services, onboarding processes and related materials made available by Vera Finance Ltd. (“Vera Finance”, “we”, “us” or “our”).
By accessing this website, submitting an enquiry, engaging with Vera Finance, or requesting access to any Vera Finance service, you acknowledge that you have read, understood and agree to these Terms & Conditions.
If you do not agree to these Terms & Conditions, you must not use this website or request access to Vera Finance services.
2. About Vera Finance
Vera Finance provides institutional digital asset OTC execution, treasury settlement coordination and related financial services infrastructure for approved professional counterparties.
FINTRAC states that money services businesses must comply with obligations under Canada’s Proceeds of Crime (Money Laundering) and Terrorist Financing Act and associated regulations.
3. Institutional and Professional Use Only
Vera Finance is intended for institutional, professional, corporate and approved business users.
Vera Finance is not designed as a retail trading platform, consumer investment service, public exchange, investment advisory platform or general-purpose wallet service.
Access to Vera Finance services is subject to onboarding, due diligence, jurisdictional review, compliance approval, transaction monitoring and ongoing risk assessment.
Vera Finance reserves the right to decline, restrict, suspend or terminate access to any service at any time where required by law, regulation, internal policy, risk assessment, sanctions screening, compliance concerns or commercial judgment.
4. No Offer or Solicitation
The information on this website is provided for general informational purposes only.
Nothing on this website constitutes, or should be interpreted as:
an offer to provide financial services in any jurisdiction;
a solicitation to buy or sell digital assets;
investment advice;
legal, tax, accounting or regulatory advice;
a recommendation to enter into any transaction;
a guarantee of execution, pricing, settlement, liquidity or availability.
Any services provided by Vera Finance are subject to separate onboarding, approval, documentation and transaction-specific confirmation.
5. Eligibility
By using this website or requesting access to Vera Finance services, you represent and warrant that:
you are acting on behalf of a legitimate business, institution or professional counterparty;
you have full authority to act for the relevant entity;
all information provided to Vera Finance is accurate, complete and not misleading;
you are not located in, incorporated in, controlled from, or acting on behalf of any prohibited, sanctioned or restricted jurisdiction or person;
your use of Vera Finance services will comply with all applicable laws and regulations;
you will not use Vera Finance for unlawful, fraudulent, deceptive, sanctioned, high-risk or prohibited activity.
Vera Finance may require additional evidence of authority, identity, ownership, control, business activity, source of funds and transaction purpose before granting access to any service.
6. Onboarding and Compliance Review
All clients and counterparties are subject to risk-based onboarding and compliance review.
This may include, without limitation:
corporate verification;
director and officer verification;
beneficial ownership checks;
authorised representative verification;
sanctions, PEP and adverse media screening;
source-of-funds and source-of-wealth review;
wallet and blockchain analytics screening;
transaction purpose assessment;
review of expected volumes, jurisdictions and counterparties;
ongoing monitoring and periodic refresh.
Vera Finance may request documents, explanations or supporting evidence at any time before, during or after a transaction.
Failure to provide requested information may result in delayed onboarding, rejected transactions, suspended services, restricted access or termination of the business relationship.
7. Digital Asset Risks
Digital assets involve significant risks. By engaging with Vera Finance, you acknowledge that digital assets may be subject to:
high price volatility;
liquidity constraints;
market dislocation;
technology failures;
blockchain delays or congestion;
irreversible transfers;
cyber risk;
regulatory change;
forks, airdrops or protocol changes;
counterparty, custody, banking and settlement risk;
loss of value, including total loss.
Vera Finance does not guarantee the value, liquidity, legal treatment, tax treatment, technological performance or future availability of any digital asset.
You are solely responsible for assessing whether any digital asset transaction is appropriate for your business, risk profile and legal position.
8. OTC Quotes and Execution
Any quote, price, spread, fee, rate or execution indication provided by Vera Finance is indicative only unless expressly confirmed in writing as firm and executable.
Quotes may change without notice due to market conditions, liquidity availability, asset volatility, settlement route, transaction size, timing, banking conditions, compliance review or counterparty requirements.
A transaction is not binding until Vera Finance has expressly confirmed acceptance and execution in accordance with the applicable transaction process.
Vera Finance may refuse, delay, cancel or amend a transaction where required by compliance review, market conditions, operational risk, incorrect information, suspicious activity, sanctions concerns, settlement failure or other legitimate business reasons.
9. Settlement
Settlement may involve fiat currencies, stablecoins, digital assets, banking rails, payment institutions, liquidity providers, custodians or other counterparties.
Settlement availability is subject to:
jurisdiction;
client profile;
banking partner availability;
compliance approval;
asset availability;
liquidity conditions;
transaction size;
operational cut-off times;
blockchain confirmation requirements;
third-party processing times.
Vera Finance is not liable for delays, failures, rejections, recalls, freezes, chargebacks, blocked transfers or other settlement issues caused by banks, payment providers, blockchain networks, liquidity providers, custodians, counterparties, regulators or other third parties.
10. Client Instructions
You are responsible for ensuring that all instructions, wallet addresses, banking details, settlement instructions and transaction information provided to Vera Finance are accurate and complete.
Digital asset transfers are generally irreversible. Vera Finance is not responsible for losses arising from incorrect wallet addresses, incorrect banking details, incomplete instructions, unauthorised instructions, compromised accounts or instructions submitted by persons appearing to have authority.
Vera Finance may rely on instructions received from authorised representatives unless it has reason to believe such instructions are unauthorised, unlawful, suspicious or inconsistent with the client’s approved profile.
11. Prohibited Use
You must not use Vera Finance services, directly or indirectly, for:
money laundering;
terrorist financing;
sanctions evasion;
fraud;
scams;
ransomware;
darknet market activity;
illegal gambling;
trafficking;
tax evasion;
market manipulation;
unlicensed financial services;
prohibited adult, weapons, narcotics or high-risk activity;
any activity that Vera Finance determines to be unacceptable under its internal risk policies.
Vera Finance may report suspicious activity, freeze or reject transactions, terminate access, retain records or disclose information where required or permitted by law.
12. Third-Party Providers
Vera Finance may use third-party providers, including banks, liquidity providers, payment institutions, compliance vendors, blockchain analytics providers, custodians, technology providers and professional advisers.
Vera Finance is not responsible for the acts, omissions, delays, insolvency, failures, restrictions, pricing, policies or decisions of third-party providers.
Use of certain services may also be subject to additional third-party terms, policies or requirements.
13. No Investment, Legal or Tax Advice
Vera Finance does not provide investment, legal, tax, accounting or regulatory advice.
Any information provided by Vera Finance is for operational, execution or settlement purposes only and should not be relied upon as advice.
You should obtain your own independent professional advice before entering into any digital asset, fiat settlement, treasury or financial transaction.
14. Fees
Fees, spreads, commissions, charges or other costs may apply to Vera Finance services.
Any applicable fees will be disclosed, agreed or reflected in transaction pricing before execution, unless otherwise provided in a separate agreement or fee schedule.
Vera Finance may amend its fees, spreads or pricing methodology from time to time.
15. Website Content
All content on this website is provided for general informational purposes only.
While Vera Finance seeks to maintain accurate and current information, we do not warrant that website content is complete, accurate, current, uninterrupted, secure or free from error.
Vera Finance may update, amend, remove or replace website content at any time without notice.
16. Intellectual Property
All website content, branding, text, graphics, logos, designs, icons, software, materials and other intellectual property are owned by or licensed to Vera Finance, unless otherwise stated.
You may not copy, reproduce, modify, distribute, publish, sell, reverse engineer or exploit any Vera Finance intellectual property without our prior written consent.
17. Privacy and Data Protection
Vera Finance collects and processes personal information in accordance with its Privacy Policy.
Canada’s federal private-sector privacy law, PIPEDA, applies to organizations that collect, use or disclose personal information in the course of commercial activity.
By using this website or engaging with Vera Finance, you acknowledge that Vera Finance may collect, use, disclose, retain and process information for onboarding, compliance, operational, legal, regulatory, risk management and service-related purposes.
18. Confidentiality
Information exchanged between Vera Finance and a client or prospective client may be confidential.
You agree not to disclose confidential information received from Vera Finance, including pricing, commercial terms, onboarding requirements, operational processes, liquidity arrangements or counterparty information, except where required by law or with Vera Finance’s prior written consent.
Vera Finance may disclose information where required for compliance, legal, regulatory, banking, settlement, service provider or risk management purposes.
19. Suspension and Termination
Vera Finance may suspend, restrict or terminate access to its website, services or business relationship at any time if:
required by law or regulation;
compliance information is incomplete or unsatisfactory;
suspicious activity is identified;
sanctions or AML concerns arise;
client information is inaccurate or misleading;
transaction activity is inconsistent with the approved profile;
third-party providers restrict support;
the client breaches these Terms & Conditions;
Vera Finance determines that continued service presents legal, regulatory, reputational, operational or commercial risk.
Termination does not affect any rights, obligations, liabilities or recordkeeping requirements that arose before termination.
20. Limitation of Liability
To the maximum extent permitted by applicable law, Vera Finance shall not be liable for any indirect, incidental, consequential, special, punitive or exemplary loss, including loss of profit, loss of revenue, loss of business opportunity, loss of data, trading loss, market loss, reputational loss or loss arising from price volatility.
Vera Finance shall not be liable for losses arising from:
market movements;
failed or delayed settlement;
blockchain network delays;
incorrect client instructions;
third-party provider failure;
banking restrictions;
compliance holds;
regulatory action;
force majeure events;
unauthorised access caused by client-side compromise;
inaccurate, incomplete or misleading information provided by the client.
Nothing in these Terms & Conditions excludes liability that cannot be excluded under applicable law.
21. Indemnity
You agree to indemnify and hold harmless Vera Finance, its directors, officers, employees, contractors, affiliates, agents and service providers from and against any claims, losses, damages, liabilities, penalties, costs and expenses arising from:
your breach of these Terms & Conditions;
inaccurate, incomplete or misleading information provided by you;
unlawful or prohibited use of Vera Finance services;
breach of applicable law or regulation;
third-party claims relating to your transactions;
settlement instructions provided by you;
your failure to obtain required legal, tax, regulatory or corporate approvals.
22. Force Majeure
Vera Finance shall not be liable for any delay, failure or disruption caused by events beyond its reasonable control, including market disruption, banking failure, liquidity failure, cyberattack, blockchain network failure, regulatory action, sanctions change, natural disaster, war, civil unrest, labour dispute, power failure, internet outage, telecommunications failure or third-party service interruption.
23. Amendments
Vera Finance may amend these Terms & Conditions from time to time.
The updated version will be posted on the website with a revised effective date. Continued use of the website or Vera Finance services after publication of updated Terms & Conditions constitutes acceptance of the revised terms.
24. Governing Law and Jurisdiction
These Terms & Conditions are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.
Subject to any separate written agreement between the parties, the courts of Ontario shall have exclusive jurisdiction over any dispute arising out of or relating to these Terms & Conditions, the website or any related interaction with Vera Finance.
25. Entire Agreement for Website Use
These Terms & Conditions, together with the Privacy Policy and any applicable notices or disclaimers published by Vera Finance, constitute the entire agreement between you and Vera Finance in respect of website access and general use.
Where you enter into a separate written agreement with Vera Finance, that agreement will govern the relevant services and will prevail to the extent of any conflict with these Terms & Conditions.
26. Contact
For questions regarding these Terms & Conditions, please contact:
Vera Finance Ltd.
Waterpark Place
20 Bay St.
Toronto, ON M5J 2W3
Canada
Email: [email protected]